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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $547,164 | $102,663+433.0% | $86,216+534.6% | $139,466+292.3% |
| Participation rate | 33.3% | 74.5%-41.2pp | 69.0%-35.6pp | 80.3%-47.0pp |
| Annual return | 27.94% | 1924.52%-1896.6pp | 1169.42%-1141.5pp | 373.66%-345.7pp |
| Employer contribution / active EE | $3,333 | $3,035+9.8% | $2,382+40.0% | $4,754-29.9% |
| Participant deferral / active EE | $7,500 | $4,677+60.3% | $3,986+88.2% | $6,712+11.7% |
| Admin fee / account holder | $0 | $8,663-100.0% | $6,853-100.0% | $11,409-100.0% |