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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,277 | $95,915+319.4% | $79,580+405.5% | $134,532+199.0% |
| Participation rate | 28.6% | 75.0%-46.5pp | 69.5%-40.9pp | 81.2%-52.7pp |
| Annual return | -21.15% | -2.71%-18.4pp | 0.15%-21.3pp | 418.27%-439.4pp |
| Employer contribution / active EE | $7,143 | $3,129+128.3% | $2,413+196.0% | $4,741+50.7% |
| Participant deferral / active EE | $5,857 | $4,693+24.8% | $3,985+47.0% | $6,401-8.5% |
| Admin fee / account holder | $0 | $9,132-100.0% | $6,835-100.0% | $11,429-100.0% |