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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,234 | $97,729-15.9% | $83,830-1.9% | $135,379-39.3% |
| Participation rate | 75.0% | 80.0%-5.0pp | 76.1%-1.1pp | 82.6%-7.6pp |
| Annual return | -6.91% | 1287.52%-1294.4pp | 850.97%-857.9pp | 519.79%-526.7pp |
| Employer contribution / active EE | $6,550 | $4,222+55.1% | $3,631+80.4% | $4,779+37.1% |
| Participant deferral / active EE | $6,388 | $4,683+36.4% | $4,082+56.5% | $5,609+13.9% |
| Admin fee / account holder | $580 | $6,674-91.3% | $5,479-89.4% | $10,828-94.6% |