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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,277 | $106,008-31.8% | $92,240-21.6% | $147,586-51.0% |
| Participation rate | 89.5% | 80.4%+9.1pp | 76.5%+13.0pp | 82.8%+6.6pp |
| Annual return | 13.35% | 50.05%-36.7pp | 176.29%-162.9pp | 578.59%-565.2pp |
| Employer contribution / active EE | $7,647 | $4,333+76.5% | $3,680+107.8% | $4,876+56.8% |
| Participant deferral / active EE | $7,036 | $4,478+57.1% | $3,897+80.6% | $5,439+29.4% |
| Admin fee / account holder | $1,469 | $6,333-76.8% | $5,194-71.7% | $10,886-86.5% |