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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,122 | $77,492+6.0% | $100,398-18.2% | $80,911+1.5% |
| Participation rate | 81.8% | 76.9%+4.9pp | 81.5%+0.3pp | 67.6%+14.2pp |
| Annual return | 11.08% | 37.23%-26.1pp | 49.32%-38.2pp | 35.63%-24.5pp |
| Employer contribution / active EE | $6,287 | $2,800+124.5% | $3,946+59.3% | $2,756+128.1% |
| Participant deferral / active EE | $17,389 | $6,817+155.1% | $8,084+115.1% | $4,297+304.7% |
| Admin fee / account holder | $19,551 | $5,892+231.8% | $7,893+147.7% | $6,935+181.9% |