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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,424 | $152,612-41.4% | $125,192-28.6% | $152,897-41.5% |
| Participation rate | 57.1% | 83.3%-26.2pp | 79.8%-22.6pp | 82.5%-25.3pp |
| Annual return | 21.77% | 54.85%-33.1pp | 43.79%-22.0pp | 345.43%-323.7pp |
| Employer contribution / active EE | $3,484 | $4,947-29.6% | $3,866-9.9% | $4,764-26.9% |
| Participant deferral / active EE | $5,031 | $5,868-14.3% | $4,937+1.9% | $5,851-14.0% |
| Admin fee / account holder | $50 | $13,437-99.6% | $9,704-99.5% | $11,599-99.6% |