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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,030 | $106,267-29.4% | $96,520-22.3% | $139,456-46.2% |
| Participation rate | 80.0% | 77.8%+2.2pp | 74.3%+5.7pp | 80.3%-0.3pp |
| Annual return | 9.13% | 38.45%-29.3pp | 35.72%-26.6pp | 373.45%-364.3pp |
| Employer contribution / active EE | $1,358 | $4,105-66.9% | $3,739-63.7% | $4,753-71.4% |
| Participant deferral / active EE | $6,000 | $5,454+10.0% | $4,879+23.0% | $6,711-10.6% |
| Admin fee / account holder | $434 | $7,882-94.5% | $6,733-93.5% | $11,407-96.2% |