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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,757 | $185,312-53.2% | $161,489-46.3% | $154,746-43.9% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 18.06% | 103.84%-85.8pp | 89.72%-71.7pp | 172.34%-154.3pp |
| Employer contribution / active EE | $8,693 | $4,769+82.3% | $4,268+103.7% | $4,379+98.5% |
| Participant deferral / active EE | $6,159 | $6,350-3.0% | $5,630+9.4% | $6,730-8.5% |
| Admin fee / account holder | $4,150 | $18,654-77.8% | $16,006-74.1% | $14,365-71.1% |