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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,528 | $202,345-68.1% | $172,755-62.6% | $152,885-57.8% |
| Participation rate | 50.0% | 87.1%-37.1pp | 82.6%-32.6pp | 82.5%-32.5pp |
| Annual return | 17.00% | 1029.77%-1012.8pp | 802.94%-785.9pp | 345.39%-328.4pp |
| Employer contribution / active EE | $1,429 | $5,858-75.6% | $5,144-72.2% | $4,763-70.0% |
| Participant deferral / active EE | $8,435 | $5,948+41.8% | $5,198+62.3% | $5,851+44.2% |
| Admin fee / account holder | $12,939 | $17,111-24.4% | $13,955-7.3% | $11,598+11.6% |