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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,681 | $61,605-87.5% | $112,273-93.2% | $75,181-89.8% |
| Participation rate | 92.0% | 61.7%+30.3pp | 72.4%+19.6pp | 67.2%+24.8pp |
| Annual return | 32.70% | 28.47%+4.2pp | 30.23%+2.5pp | 160.69%-128.0pp |
| Employer contribution / active EE | $599 | $2,015-70.3% | $3,431-82.6% | $2,671-77.6% |
| Participant deferral / active EE | $2,152 | $3,108-30.8% | $4,800-55.2% | $4,126-47.8% |
| Admin fee / account holder | $993 | $4,862-79.6% | $7,752-87.2% | $5,650-82.4% |