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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,798 | $169,361-97.8% | $129,397-97.1% | $145,877-97.4% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 15.09% | 14395.54%-14380.5pp | 9453.98%-9438.9pp | 551.28%-536.2pp |
| Employer contribution / active EE | $782 | $5,542-85.9% | $4,154-81.2% | $4,663-83.2% |
| Participant deferral / active EE | $1,882 | $4,987-62.3% | $4,167-54.8% | $6,691-71.9% |
| Admin fee / account holder | $480 | $9,903-95.2% | $7,679-93.8% | $13,402-96.4% |