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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,297 | $180,459-81.0% | $154,108-77.7% | $135,380-74.7% |
| Participation rate | 93.8% | 87.4%+6.3pp | 83.0%+10.7pp | 82.6%+11.1pp |
| Annual return | -12.04% | 888.21%-900.2pp | 735.21%-747.2pp | 519.81%-531.8pp |
| Employer contribution / active EE | $6,079 | $6,035+0.7% | $5,298+14.7% | $4,779+27.2% |
| Participant deferral / active EE | $3,174 | $5,806-45.3% | $5,081-37.5% | $5,609-43.4% |
| Admin fee / account holder | $3,371 | $16,145-79.1% | $13,411-74.9% | $10,828-68.9% |