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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,404 | $175,212-50.1% | $149,682-41.6% | $139,427-37.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.71% | 166.63%-146.9pp | 134.35%-114.6pp | 373.27%-353.6pp |
| Employer contribution / active EE | $10,809 | $5,475+97.4% | $4,818+124.3% | $4,752+127.5% |
| Participant deferral / active EE | $15,005 | $6,520+130.1% | $5,681+164.1% | $6,711+123.6% |
| Admin fee / account holder | $3,787 | $16,150-76.5% | $13,210-71.3% | $11,404-66.8% |