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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,016 | $78,425-69.4% | $95,956-75.0% | $79,858-69.9% |
| Participation rate | 88.7% | 73.5%+15.2pp | 77.1%+11.7pp | 69.6%+19.1pp |
| Annual return | 35.31% | 19.37%+15.9pp | 91.63%-56.3pp | 31.72%+3.6pp |
| Employer contribution / active EE | $735 | $1,945-62.2% | $2,541-71.1% | $2,471-70.3% |
| Participant deferral / active EE | $2,595 | $3,440-24.6% | $4,167-37.7% | $3,740-30.6% |
| Admin fee / account holder | $944 | $5,622-83.2% | $6,797-86.1% | $5,306-82.2% |