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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,220 | $183,627-80.3% | $155,602-76.7% | $145,978-75.2% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 27.38% | 61.32%-33.9pp | 64.81%-37.4pp | 550.52%-523.1pp |
| Employer contribution / active EE | $1,997 | $5,316-62.4% | $4,675-57.3% | $4,662-57.2% |
| Participant deferral / active EE | $4,758 | $6,466-26.4% | $5,629-15.5% | $6,690-28.9% |
| Admin fee / account holder | $309 | $19,327-98.4% | $15,923-98.1% | $13,400-97.7% |