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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,842 | $180,462-84.6% | $154,111-81.9% | $135,379-79.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -19.26% | 888.17%-907.4pp | 735.18%-754.4pp | 519.79%-539.0pp |
| Employer contribution / active EE | $2,288 | $6,036-62.1% | $5,298-56.8% | $4,779-52.1% |
| Participant deferral / active EE | $17,314 | $5,806+198.2% | $5,081+240.8% | $5,609+208.7% |
| Admin fee / account holder | $13,352 | $16,145-17.3% | $13,411-0.4% | $10,828+23.3% |