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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,712 | $111,878-17.1% | $93,727-1.1% | $145,897-36.5% |
| Participation rate | 38.5% | 74.2%-35.8pp | 68.7%-30.2pp | 80.3%-41.8pp |
| Annual return | 9.12% | 204.28%-195.2pp | 133.83%-124.7pp | 552.29%-543.2pp |
| Employer contribution / active EE | $3,560 | $3,092+15.1% | $2,421+47.0% | $4,663-23.7% |
| Participant deferral / active EE | $0 | $4,920-100.0% | $4,417-100.0% | $6,689-100.0% |
| Admin fee / account holder | $93 | $10,256-99.1% | $8,292-98.9% | $13,390-99.3% |