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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,285 | $162,136-72.1% | $152,301-70.3% | $154,746-70.7% |
| Participation rate | 90.0% | 84.1%+5.9pp | 82.4%+7.6pp | 80.7%+9.3pp |
| Annual return | 17.01% | 91.02%-74.0pp | 80.50%-63.5pp | 172.34%-155.3pp |
| Employer contribution / active EE | $2,570 | $4,890-47.4% | $4,624-44.4% | $4,379-41.3% |
| Participant deferral / active EE | $3,564 | $8,341-57.3% | $8,004-55.5% | $6,730-47.0% |
| Admin fee / account holder | $10,712 | $15,759-32.0% | $14,398-25.6% | $14,365-25.4% |