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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,659 | $160,070-74.6% | $147,117-72.4% | $145,897-72.1% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 16.58% | 98.69%-82.1pp | 420.54%-404.0pp | 552.29%-535.7pp |
| Employer contribution / active EE | $3,102 | $5,285-41.3% | $4,932-37.1% | $4,663-33.5% |
| Participant deferral / active EE | $5,184 | $8,419-38.4% | $8,065-35.7% | $6,689-22.5% |
| Admin fee / account holder | $5,901 | $15,035-60.8% | $12,993-54.6% | $13,390-55.9% |