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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,036 | $106,247+6.4% | $96,515+17.1% | $139,466-19.0% |
| Participation rate | 69.6% | 77.8%-8.3pp | 74.3%-4.8pp | 80.3%-10.8pp |
| Annual return | 20.56% | 38.47%-17.9pp | 35.73%-15.2pp | 373.66%-353.1pp |
| Employer contribution / active EE | $902 | $4,106-78.0% | $3,740-75.9% | $4,754-81.0% |
| Participant deferral / active EE | $3,782 | $5,456-30.7% | $4,880-22.5% | $6,712-43.6% |
| Admin fee / account holder | $390 | $7,885-95.1% | $6,735-94.2% | $11,409-96.6% |