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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,824 | $88,370-9.7% | $112,977-29.3% | $79,8560% |
| Participation rate | 95.8% | 76.8%+19.0pp | 82.6%+13.3pp | 69.6%+26.2pp |
| Annual return | 15.67% | 23.16%-7.5pp | 24.24%-8.6pp | 31.71%-16.0pp |
| Employer contribution / active EE | $2,927 | $3,398-13.9% | $4,255-31.2% | $2,471+18.4% |
| Participant deferral / active EE | $9,871 | $4,536+117.6% | $5,836+69.2% | $3,741+163.9% |
| Admin fee / account holder | $1,699 | $5,750-70.5% | $6,294-73.0% | $5,306-68.0% |