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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,961 | $81,947-25.6% | $105,387-42.2% | $72,975-16.5% |
| Participation rate | 88.0% | 76.5%+11.5pp | 82.6%+5.4pp | 69.5%+18.5pp |
| Annual return | 23.45% | 42.90%-19.5pp | 26.82%-3.4pp | 81.01%-57.6pp |
| Employer contribution / active EE | $2,698 | $3,468-22.2% | $4,213-36.0% | $2,440+10.6% |
| Participant deferral / active EE | $8,770 | $4,494+95.2% | $5,502+59.4% | $3,608+143.1% |
| Admin fee / account holder | $2,698 | $6,258-56.9% | $6,559-58.9% | $5,124-47.3% |