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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,791 | $106,749-51.5% | $145,433-64.4% | $82,448-37.2% |
| Participation rate | 92.9% | 75.6%+17.2pp | 82.1%+10.7pp | 68.1%+24.8pp |
| Annual return | 19.04% | 27.59%-8.6pp | 66.58%-47.5pp | 41.64%-22.6pp |
| Employer contribution / active EE | $2,623 | $3,444-23.8% | $4,554-42.4% | $2,551+2.8% |
| Participant deferral / active EE | $7,193 | $6,519+10.4% | $7,897-8.9% | $4,139+73.8% |
| Admin fee / account holder | $1,834 | $8,390-78.1% | $13,129-86.0% | $7,234-74.7% |