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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,384,572 | $100,970+1271.3% | $96,576+1333.7% | $137,256+908.8% |
| Participation rate | 50.0% | 82.6%-32.6pp | 81.4%-31.4pp | 80.0%-30.0pp |
| Annual return | 14.02% | 38.16%-24.1pp | 38.47%-24.4pp | 220.34%-206.3pp |
| Employer contribution / active EE | $2,182 | $3,809-42.7% | $3,553-38.6% | $4,156-47.5% |
| Participant deferral / active EE | $15,575 | $8,286+88.0% | $7,956+95.8% | $6,407+143.1% |
| Admin fee / account holder | $31,806 | $11,312+181.2% | $11,381+179.5% | $12,270+159.2% |