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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,332 | $202,342-88.5% | $172,753-86.5% | $152,909-84.7% |
| Participation rate | 71.4% | 87.1%-15.6pp | 82.6%-11.2pp | 82.5%-11.0pp |
| Annual return | 15.10% | 1029.88%-1014.8pp | 803.00%-787.9pp | 345.46%-330.4pp |
| Employer contribution / active EE | $1,663 | $5,857-71.6% | $5,144-67.7% | $4,764-65.1% |
| Participant deferral / active EE | $3,652 | $5,948-38.6% | $5,198-29.7% | $5,851-37.6% |
| Admin fee / account holder | $780 | $17,112-95.4% | $13,956-94.4% | $11,601-93.3% |