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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,583 | $201,344-65.9% | $184,243-62.8% | $145,877-53.0% |
| Participation rate | 85.7% | 87.5%-1.8pp | 86.8%-1.1pp | 80.3%+5.4pp |
| Annual return | 9.21% | 29.01%-19.8pp | 28.82%-19.6pp | 551.28%-542.1pp |
| Employer contribution / active EE | $2,219 | $7,022-68.4% | $6,427-65.5% | $4,663-52.4% |
| Participant deferral / active EE | $5,446 | $9,807-44.5% | $9,132-40.4% | $6,691-18.6% |
| Admin fee / account holder | $5,465 | $16,382-66.6% | $13,914-60.7% | $13,402-59.2% |