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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,523 | $185,883-64.8% | $170,043-61.5% | $139,466-53.0% |
| Participation rate | 81.3% | 87.8%-6.5pp | 87.0%-5.8pp | 80.3%+0.9pp |
| Annual return | 16.98% | 60.54%-43.6pp | 53.40%-36.4pp | 373.66%-356.7pp |
| Employer contribution / active EE | $1,829 | $7,596-75.9% | $6,790-73.1% | $4,754-61.5% |
| Participant deferral / active EE | $4,969 | $11,626-57.3% | $10,410-52.3% | $6,712-26.0% |
| Admin fee / account holder | $304 | $15,393-98.0% | $12,824-97.6% | $11,409-97.3% |