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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,427 | $226,105-77.3% | $182,540-71.8% | $152,897-66.4% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.0%-11.3pp | 82.5%-15.8pp |
| Annual return | 23.04% | 192.58%-169.5pp | 148.58%-125.5pp | 345.43%-322.4pp |
| Employer contribution / active EE | $2,050 | $4,978-58.8% | $4,076-49.7% | $4,764-57.0% |
| Participant deferral / active EE | $5,585 | $6,370-12.3% | $5,525+1.1% | $5,851-4.5% |
| Admin fee / account holder | $165 | $10,706-98.5% | $8,593-98.1% | $11,599-98.6% |