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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,969 | $56,054-57.2% | $171,082-86.0% | $62,881-61.9% |
| Participation rate | 44.0% | 62.9%-18.9pp | 76.7%-32.7pp | 69.3%-25.3pp |
| Annual return | 79.74% | 22.52%+57.2pp | 32.56%+47.2pp | 20.14%+59.6pp |
| Employer contribution / active EE | $1,566 | $1,731-9.5% | $4,002-60.9% | $2,281-31.4% |
| Participant deferral / active EE | $2,415 | $3,158-23.5% | $4,797-49.7% | $3,203-24.6% |
| Admin fee / account holder | $157 | $3,647-95.7% | $8,520-98.2% | $4,296-96.3% |