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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,263 | $157,304-40.1% | $141,197-33.2% | $152,909-38.4% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 2.91% | 64.34%-61.4pp | 71.41%-68.5pp | 345.46%-342.6pp |
| Employer contribution / active EE | $2,083 | $5,263-60.4% | $4,736-56.0% | $4,764-56.3% |
| Participant deferral / active EE | $5,177 | $7,111-27.2% | $6,710-22.9% | $5,851-11.5% |
| Admin fee / account holder | $13,632 | $12,126+12.4% | $10,265+32.8% | $11,601+17.5% |