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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,833 | $135,956-27.3% | $123,894-20.2% | $273,972-63.9% |
| Participation rate | 57.1% | 84.1%-26.9pp | 81.4%-24.3pp | 83.0%-25.9pp |
| Annual return | 12.20% | 56.63%-44.4pp | 47.52%-35.3pp | 41.46%-29.3pp |
| Employer contribution / active EE | $1,594 | $5,170-69.2% | $4,617-65.5% | $4,869-67.3% |
| Participant deferral / active EE | $4,887 | $6,343-23.0% | $5,984-18.3% | $5,287-7.6% |
| Admin fee / account holder | $15,985 | $9,817+62.8% | $8,357+91.3% | $10,133+57.8% |