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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,069 | $100,938-78.1% | $90,461-75.6% | $158,982-86.1% |
| Participation rate | 22.7% | 75.0%-52.3pp | 72.7%-50.0pp | 82.0%-59.2pp |
| Annual return | 21.15% | 1727.20%-1706.0pp | 1294.76%-1273.6pp | 302.99%-281.8pp |
| Employer contribution / active EE | $567 | $3,691-84.7% | $3,264-82.6% | $4,763-88.1% |
| Participant deferral / active EE | $2,014 | $4,350-53.7% | $3,964-49.2% | $5,983-66.3% |
| Admin fee / account holder | $691 | $6,510-89.4% | $5,617-87.7% | $11,252-93.9% |