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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,890 | $103,038-86.5% | $90,324-84.6% | $152,909-90.9% |
| Participation rate | 13.6% | 75.9%-62.2pp | 73.3%-59.6pp | 82.5%-68.8pp |
| Annual return | 12.50% | 95.25%-82.7pp | 78.15%-65.6pp | 345.46%-333.0pp |
| Employer contribution / active EE | $217 | $3,141-93.1% | $2,856-92.4% | $4,764-95.4% |
| Participant deferral / active EE | $1,439 | $4,282-66.4% | $3,885-63.0% | $5,851-75.4% |
| Admin fee / account holder | $2,595 | $6,177-58.0% | $5,356-51.6% | $11,601-77.6% |