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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,463 | $167,352+56.8% | $143,788+82.5% | $134,509+95.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -7.33% | 0.47%-7.8pp | -0.03%-7.3pp | 418.13%-425.5pp |
| Employer contribution / active EE | $20,000 | $5,620+255.9% | $4,952+303.9% | $4,741+321.9% |
| Participant deferral / active EE | $20,500 | $6,447+218.0% | $5,638+263.6% | $6,400+220.3% |
| Admin fee / account holder | $507 | $18,091-97.2% | $14,675-96.5% | $11,427-95.6% |