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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,051 | $138,078-6.5% | $125,363+2.9% | $134,509-4.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -28.67% | 750.49%-779.2pp | 572.15%-600.8pp | 418.13%-446.8pp |
| Employer contribution / active EE | $33,209 | $5,245+533.2% | $4,815+589.7% | $4,741+600.5% |
| Participant deferral / active EE | $6,814 | $7,800-12.6% | $7,447-8.5% | $6,400+6.5% |
| Admin fee / account holder | $1,077 | $11,566-90.7% | $10,005-89.2% | $11,427-90.6% |