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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,491 | $152,612-9.9% | $125,192+9.8% | $152,897-10.1% |
| Participation rate | 40.0% | 83.3%-43.3pp | 79.8%-39.8pp | 82.5%-42.5pp |
| Annual return | 21.47% | 54.85%-33.4pp | 43.79%-22.3pp | 345.43%-324.0pp |
| Employer contribution / active EE | $2,017 | $4,947-59.2% | $3,866-47.8% | $4,764-57.7% |
| Participant deferral / active EE | $5,804 | $5,868-1.1% | $4,937+17.6% | $5,851-0.8% |
| Admin fee / account holder | $1,482 | $13,437-89.0% | $9,704-84.7% | $11,599-87.2% |