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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,459 | $201,264+6.6% | $184,185+16.4% | $145,978+46.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.83% | 29.00%-17.2pp | 28.81%-17.0pp | 550.52%-538.7pp |
| Employer contribution / active EE | $35,934 | $7,021+411.8% | $6,426+459.2% | $4,662+670.8% |
| Participant deferral / active EE | $30,500 | $9,806+211.0% | $9,132+234.0% | $6,690+355.9% |
| Admin fee / account holder | $38,184 | $16,376+133.2% | $13,909+174.5% | $13,400+185.0% |