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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,652 | $124,346+120.9% | $111,306+146.8% | $167,553+63.9% |
| Participation rate | 83.3% | 79.6%+3.7pp | 77.3%+6.0pp | 82.1%+1.2pp |
| Annual return | 10.13% | 37.46%-27.3pp | 54.67%-44.5pp | 478.89%-468.8pp |
| Employer contribution / active EE | $722 | $3,438-79.0% | $2,732-73.6% | $4,840-85.1% |
| Participant deferral / active EE | $7,067 | $5,182+36.4% | $4,488+57.5% | $6,343+11.4% |
| Admin fee / account holder | $46,239 | $10,623+335.3% | $7,966+480.5% | $12,316+275.4% |