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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,495 | $112,131+136.8% | $95,964+176.7% | $158,982+67.0% |
| Participation rate | 90.0% | 79.0%+11.0pp | 77.1%+12.9pp | 82.0%+8.0pp |
| Annual return | 10.86% | 171.19%-160.3pp | 91.64%-80.8pp | 302.99%-292.1pp |
| Employer contribution / active EE | $671 | $3,199-79.0% | $2,541-73.6% | $4,763-85.9% |
| Participant deferral / active EE | $6,083 | $4,784+27.2% | $4,167+46.0% | $5,983+1.7% |
| Admin fee / account holder | $22,597 | $10,136+122.9% | $6,797+232.4% | $11,252+100.8% |