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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,976 | $185,312-63.9% | $161,489-58.5% | $154,746-56.7% |
| Participation rate | 75.0% | 82.5%-7.5pp | 78.7%-3.7pp | 80.7%-5.7pp |
| Annual return | 9.67% | 103.84%-94.2pp | 89.72%-80.0pp | 172.34%-162.7pp |
| Employer contribution / active EE | $6,357 | $4,769+33.3% | $4,268+48.9% | $4,379+45.2% |
| Participant deferral / active EE | $2,525 | $6,350-60.2% | $5,630-55.2% | $6,730-62.5% |
| Admin fee / account holder | $16,848 | $18,654-9.7% | $16,006+5.3% | $14,365+17.3% |