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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,085 | $183,592-73.8% | $155,574-69.1% | $145,877-67.0% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 10.00% | 61.37%-51.4pp | 64.87%-54.9pp | 551.28%-541.3pp |
| Employer contribution / active EE | $2,216 | $5,317-58.3% | $4,676-52.6% | $4,663-52.5% |
| Participant deferral / active EE | $5,506 | $6,466-14.8% | $5,629-2.2% | $6,691-17.7% |
| Admin fee / account holder | $7,025 | $19,316-63.6% | $15,914-55.9% | $13,402-47.6% |