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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,505 | $84,551-94.7% | $61,452-92.7% | $134,532-96.7% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -25.25% | 585.39%-610.6pp | 338.96%-364.2pp | 418.27%-443.5pp |
| Employer contribution / active EE | $1,766 | $1,545+14.3% | $1,160+52.3% | $4,741-62.8% |
| Participant deferral / active EE | $2,928 | $2,818+3.9% | $2,125+37.8% | $6,401-54.3% |
| Admin fee / account holder | $304 | $2,587-88.3% | $2,131-85.8% | $11,429-97.3% |