Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,626 | $70,666-14.2% | $169,385-64.2% | $75,181-19.4% |
| Participation rate | 37.9% | 64.8%-26.9pp | 77.2%-39.2pp | 67.2%-29.3pp |
| Annual return | 23.75% | 36.37%-12.6pp | 405.82%-382.1pp | 160.69%-136.9pp |
| Employer contribution / active EE | $0 | $2,210-100.0% | $4,012-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,361 | $4,308-22.0% | $6,221-46.0% | $4,126-18.5% |
| Admin fee / account holder | $609 | $5,402-88.7% | $9,011-93.2% | $5,650-89.2% |