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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,397 | $79,955-48.2% | $98,461-58.0% | $75,173-44.9% |
| Participation rate | 85.7% | 70.4%+15.3pp | 75.2%+10.5pp | 67.2%+18.5pp |
| Annual return | 25.94% | 19.75%+6.2pp | 21.17%+4.8pp | 160.72%-134.8pp |
| Employer contribution / active EE | $2,285 | $2,264+0.9% | $3,049-25.1% | $2,671-14.5% |
| Participant deferral / active EE | $6,460 | $3,752+72.1% | $4,738+36.3% | $4,126+56.5% |
| Admin fee / account holder | $925 | $6,841-86.5% | $8,961-89.7% | $5,651-83.6% |