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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,325 | $77,908-93.2% | $149,696-96.4% | $75,173-92.9% |
| Participation rate | 41.8% | 65.6%-23.8pp | 78.8%-37.0pp | 67.2%-25.4pp |
| Annual return | 31.98% | 31.73%+0.3pp | 134.46%-102.5pp | 160.72%-128.7pp |
| Employer contribution / active EE | $495 | $3,138-84.2% | $4,821-89.7% | $2,671-81.5% |
| Participant deferral / active EE | $1,149 | $3,411-66.3% | $5,682-79.8% | $4,126-72.2% |
| Admin fee / account holder | $87 | $5,950-98.5% | $13,212-99.3% | $5,651-98.5% |