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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,281 | $157,276-52.1% | $141,177-46.7% | $152,885-50.8% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 7.06% | 64.33%-57.3pp | 71.40%-64.3pp | 345.39%-338.3pp |
| Employer contribution / active EE | $5,608 | $5,262+6.6% | $4,736+18.4% | $4,763+17.7% |
| Participant deferral / active EE | $4,750 | $7,110-33.2% | $6,710-29.2% | $5,851-18.8% |
| Admin fee / account holder | $341 | $12,123-97.2% | $10,263-96.7% | $11,598-97.1% |