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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,246 | $157,276-8.3% | $141,177+2.2% | $152,885-5.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 12.27% | 64.33%-52.1pp | 71.40%-59.1pp | 345.39%-333.1pp |
| Employer contribution / active EE | $3,083 | $5,262-41.4% | $4,736-34.9% | $4,763-35.3% |
| Participant deferral / active EE | $6,606 | $7,110-7.1% | $6,710-1.5% | $5,851+12.9% |
| Admin fee / account holder | $5,167 | $12,123-57.4% | $10,263-49.7% | $11,598-55.5% |