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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,771 | $228,352-94.0% | $185,827-92.6% | $158,950-91.3% |
| Participation rate | 78.6% | 82.3%-3.7pp | 78.0%+0.5pp | 82.0%-3.4pp |
| Annual return | 15.46% | 40.81%-25.4pp | 35.96%-20.5pp | 302.91%-287.4pp |
| Employer contribution / active EE | $1,273 | $4,967-74.4% | $4,087-68.8% | $4,762-73.3% |
| Participant deferral / active EE | $3,560 | $6,416-44.5% | $5,633-36.8% | $5,983-40.5% |
| Admin fee / account holder | $2,988 | $11,867-74.8% | $9,502-68.5% | $11,248-73.4% |