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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,472 | $226,105-95.4% | $182,540-94.3% | $152,897-93.2% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.0%+2.0pp | 82.5%-2.5pp |
| Annual return | 26.94% | 192.58%-165.6pp | 148.58%-121.6pp | 345.43%-318.5pp |
| Employer contribution / active EE | $1,185 | $4,978-76.2% | $4,076-70.9% | $4,764-75.1% |
| Participant deferral / active EE | $3,364 | $6,370-47.2% | $5,525-39.1% | $5,851-42.5% |
| Admin fee / account holder | $1,769 | $10,706-83.5% | $8,593-79.4% | $11,599-84.7% |