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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,255 | $217,427-79.2% | $185,837-75.6% | $167,518-73.0% |
| Participation rate | 71.4% | 86.0%-14.6pp | 81.7%-10.3pp | 82.1%-10.7pp |
| Annual return | 17.18% | 148.39%-131.2pp | 122.08%-104.9pp | 478.71%-461.5pp |
| Employer contribution / active EE | $534 | $5,874-90.9% | $5,168-89.7% | $4,838-89.0% |
| Participant deferral / active EE | $6,088 | $6,357-4.2% | $5,568+9.3% | $6,342-4.0% |
| Admin fee / account holder | $677 | $19,816-96.6% | $16,241-95.8% | $12,312-94.5% |