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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,523 | $81,276+331.3% | $155,574+125.3% | $80,925+333.1% |
| Participation rate | 90.6% | 66.2%+24.4pp | 78.2%+12.4pp | 67.7%+23.0pp |
| Annual return | 50.63% | 33.36%+17.3pp | 64.87%-14.2pp | 35.65%+15.0pp |
| Employer contribution / active EE | $1,906 | $3,103-38.6% | $4,676-59.2% | $2,756-30.9% |
| Participant deferral / active EE | $5,974 | $3,453+73.0% | $5,629+6.1% | $4,299+39.0% |
| Admin fee / account holder | $3,598 | $7,993-55.0% | $15,914-77.4% | $6,940-48.2% |